So, I just got off the phone with Royal Caribbean. I had been reviewing my last statement for my Upcoming 2020 cruise, and noticed that it said we had declined Travel Insurance.
Now anyone here, that actually pays attention to what i have to say in my posts, knows that I preach the Importance of Trip insurance when cruising so I assumed it was a mistake or oversight when we had booked the 2020 cruise.
I called RCI, and spoke to Luis in bookings. He informed me that a NY law that went into effect earlier this year precludes the cruise line from providing travel insurance when travel is booked directly through the Cruise Line. He also provided the Insurance carrier's phone number and pricing so I can call them directly, and book my trip insurance. Also, according to Luis, this only effects Residents of the State of New York.
This should not effect bookings made through travel agencies, however I strongly encourage everyone to check their documentation