So, I just got off the phone with Royal Caribbean. I had been reviewing my last statement for my Upcoming 2020 cruise, and noticed that it said we had declined Travel Insurance.

Now anyone here, that actually pays attention to what i have to say in my posts, knows that I preach the Importance of Trip insurance when cruising so I assumed it was a mistake or oversight when we had booked the 2020 cruise.

I called RCI, and spoke to Luis in bookings. He informed me that a NY law that went into effect earlier this year precludes the cruise line from providing travel insurance when travel is booked directly through the Cruise Line. He also provided the Insurance carrier's phone number and pricing so I can call them directly, and book my trip insurance. Also, according to Luis, this only effects Residents of the State of New York.

This should not effect bookings made through travel agencies, however I strongly encourage everyone to check their documentation

Tags: RCI RoyalCaribbean TripInsurance NYS

16 Answers

Thanks for letting us all know! That's so strange. I always get travel insurance through a third party, but a lot of NYers that normally get it through the cruise line will probably be surprised by this.

try this makes it look like its a good thing instead of the PITA the NY pols did for some ins co contributions tot heir assorted election campaigns. and o course RCL (et al) do their double speak stuff...probably will cost more...but then NY Cruisers are ALL just dripping in $$….right...

That is the company that RCI referred me to. its actually SLIGHTLY cheaper than it was for our 7 day than it was previously. $118 for this cruise through Aon, where as i was paying $125 for previous 7 day cruises.

Last 3 cruises have been booked direct with RCI. Time to go back to an online travel agent.

The thought occurs.....this should apply to ALL NY State residents, regardless of the cruise why hasn't this come up b4? Clearly it caught you by surprise, but I don't believe its EVER been mentioned in here b4. What, you're the only NYS resident in here?,,,,and fwiw (which is zero), I grew up in the Bronx...discovered there really was life west of the Hudson...

It does seem to be that way Yankee.

Perhaps that many people do not invest in Travel Insurance? Ive only needed to use the medical portion of it once, after becoming dehydrated from being seasick, and falling into early stages of diabetic Ketoacidosis, but using it once covered the cost of buying it for 15 cruises.

According to RCI, this only effects travel booked directly with the cruise line. Whether or not that is fact is a mystery, but I'm not finding much on it by searching the Interwebs either. I'm going to refer it to Simon for the topic of an article.

Yankee, I live in western NY like Opus, but like I said I didn't know - partially because I haven't actually bought travel insurance for my last couple of short media cruises, and also because when I do, I have always bought from a third party anyway.

This is hard to believe!! gazillions of NYers (city and upstate) cruise...or not...or tried to buy travel ins.(direct from ANY cruise line since the change 6 months ago!).or not...or use a TA, or not, and so on...the only common thread (pardon the pun) is the "in here" part...are there really so few of us "in here"?

It could be many of the members which reside in NY have only used the Shipmate App, and therefore are oblivious to the goings on "in here"

I'll buy that...I have a cruise coming up "relatively" soon, and it looks like iM the only one going, if you go by the posts on ROSTERS>a few years back there would be some activity by now. Appears like the only thing its good for is to make the "countdown clock" work. shame. approx. 110 peeps have "joined, but no posts for awhile there I figured it was a glitch......hmmm..unintended consequences??

I talk to myself a lot on the roll call. But sometimes it gets a few people on shipmate wondering why I'm talking.Wink

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