The story speaks for itself. Awhile back I posted about an experience we had I think it was Roatan, but it WAS a long time ago..we had just started cruising a few years before, and had never seen an emergency evac. No not the sexy kind with a helo,,,just your run of the mill passenger being rolled down the gangway on a gurney to a waiting ambulance....and there they stood...a bunch of white suited "officers" from the cruise line (I think it was NCL) and a bunch of other white suits from the ambulance, and the poor soul on the gurney....and there they continued to mill around, yapping on an assortment of cell phones and radios. ......a good 1/2 hour, at least. After awhile my wife and I really wanted to know what what was going on...A more experienced cruiser explained they were "negotiating over the hospital bill"........CAVEAT EMPTOR.....