Credit cards

Depends. Are you looking at any particular card/cruiseline?

We have a Carnival card and use it quite often. We end up with around $500 on board credit. We cruise once a year.

We have had the Royal Caribbean card since June last year, and we had $300 in onboard credit for our cruise last week

Thanks everyone. Thinking about CELEBRITY credit card

I've looked at a lot of reward cards of all types and put a value in percentage terms on the reward.

Unless you want to have a dozen different cards that you use for different vendors, the Citi Double Cash card, which pays 2% in cash, is pretty tough to beat.

I use it for everything. That way I don't have to be loyal to any vendor (or cruise line) to reap the benefit.

Celebrity

That's exactly the card I use, for everything under the sun... that 2% adds up fast, and I can use it for anything I want...we charge every single monthly expense we can...been doing it for several years now..course we pay it off every month too...if you don't it can be suicidal. we get OBC's anyway, but charging EVERYTHING you spend all month...well I remember when we started...we have a budget, but realizing just what it costs to breathe every month is amazing...we just let it build and build..theres no limit..last year we got ourselves a free cruise out of it...adding specialty cards based on teasers can work against you. your choice...

We don't use credit cards which are relegated to select purchases only, basically we have a regular credit card on which we charge everything. Except, being tucked away up here at sixty one degrees north latitude we have to fly, a lot, to get anywhere. Therefore, earning airline mileage works out best for us. We have a B of A Visa with an Alaska Airlines Mileage Plan. Alaska flies most anywhere in the U.S. including daily flights to Hawaii from Anchorage. Most everything we buy accumulates Alaska Air travel miles, all auto pays and cruises are put on the card.

Outstanding! Alaska Air is the best airline in the universe!

Of course I’m a bit biased.

I was thinking about getting a RCL or NCL credit card once we decide on which one we like better. Can you use points towards paying for cruises or is it only towards on board credit.