The importance of travel insurance

I learned a great lesson on how valuable it is. 

A week before Thanksgiving  I went into the ER and they pump me full of drugs and give me few days off work.  It seem to get better but over thanksgiving I got sick again the same thing. Than the Tuesday after Thanksgiving I had to go back into the ER and they admit me to the hospital, on that last  Thursday I had to have major surgery on my intestines and stomach. I was still hoping I would be able to go on my cruise. But the doctor wouldn't okay and I am still in the hospital and just now started eating good.  Thier is still pain so I end up canceling my cruise.  I spoiled the rest of the family vacation as well. My brother,  his wife and thier son was going they end up canceling as well. We are file a claim.  Another family member didn't have the travel protection plan and they are now having to go without me. She is so nervous because she is a first time cruiser. I will not be able to help her. I am having my mother print off first time tips and suggest for ports.  

I am so thankful travel protection will never say it waste a money again.  I will always buy it.  

On I am relative health eat right and workout. My last Doctor check up came back good. Goes to show you never know. 

I know everyone is despointed in me. And are joking that I choice to be in the hospital not go on the cruise. That is not the case. It just happened. 

Tags: Travel insurance

16 Answers

Best wishes for a speedy recovery.

 

I always get travel insurance and I have had to use it a few times.   In the few times I have used it it has paid out more then what I have paid for into it over the last 20 some years.  I filed the claim with a doctors note and no problem got paid out quickly from CSA.

 

Glad you had the insurance and thoughts go out for a good recovery. 

My wife and i always take travel insurance as we had trouble once when she had a twisted bowel we had paid by cash for our cruise and did not have insurance and she could not go

I'm so sorry you had to miss your cruise :(  Best wishes for a speedy recovery.

My thoughts are if you can't afford the insurance, you can't afford to cruise. Imagine if this had happened while you were ON your cruise.  Medical emergencies are my biggest concern.  I don't want to lose any money, but I can afford to lose the cost of the cruise, air, etc.  I CAN'T afford thousands of dollars in uninsured medical expenses.

For the best coverage, we have found it is best for us to buy insurance other than what the cruiseline offers.  Coverage is better, and cost is usually cheaper.

Thanks for sharing!  I think it makes a bigger impression when folks read what DID go wrong as opposed to what MIGHT go wrong. 

Get well, get another cruise booked, and come back and let us know how it goes for you.

I get travel insurance through my bank and Amex. I also check to see if I need to get extra. Well worth the price.

Hope you get better.

 

I usually get the travel insurance either through the line or through my TA. Not so much for the trip itself, but for the medical portion, in case I need to be medevac'd off the ship.

We buy the insurance depending on the cruise. But we do buy it 90% of the time. Your friend will be fine. You just concentrate on getting better!

I have done five cruises without it and on my last cruise I did have it.  It's a good piece of mind being totally covered for everything for $130.

Agree. Travel insurance is a must for cruises. www.generalitravelinsurance.com has affordable plans we bought.

So sorry you were too sick to cruise this time. I hope by now you are feeling better.

 

We buy travel insurance for any vacation where we leave Canada, even for short weekend jaunts to Seattle. For us, it is money well spent, and gives us peace of mind knowing we are protected.

Glad that you're feeling and thank goodness it happened before you got on the ship. Sorry you had to miss the cruise, and you didn't spoil anything for anyone else...some things you just can't plan for. We too get the travel insurance. 

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