Paying for a cruise.

Are you the type that books a cruise early, and pays it off before you go ?

or do you charge it to a credit card and pay it off when you get home?

16 Answers

Book early and pay in full with no credit cards. I beleive in the old Lay a way plan.

I always pay for the cruise before , I use the card but pay it off when I get the statement

I make monthly payments before I go - I like to come back with only memories and lots of pictures - not a bill.

I pay with my MileagePlus Chase MasterCard, then pay the credit card bill in full when it comes. That way, I get lots of miles to use for the plane fare to the NEXT cruise!

I pay for the cruise with a credit card to get my RCCL or Costco brownie points. I pay the bill off in full when it comes in. I am old school that "If you can not pay it off in cash or when the bill comes in, you can not afford it"

I use my credit card to pay for the cruise and get points toward free hotel stays

We prepay the cruise and gratuities before we go. I there is an excursion we prepay that as well. The only bill we have after the cruise is what we spent on the ship itself, and we have a fund to pay that off, But we like long cruises so we have to save quite a bit for a 14+ day cruise.

I pay in full before the cruise using my Carnival Credit Card. The reward points I earn have gotten us two free cruises already and have paid for numerous shore excursions. If we can't afford the cruise, we don't take it. Gloria

On a river cruise company I use, if I pay for the cruise a year in advance, I save 10%. Each month closer to the cruise gains you 1% less. I can't make that return in the bank, so I always pay it off as early as I can. We booked a year in advance for our next river cruise thru France. It also protects me from fuel surf charge. Gloria

It is good to read that all of us are fiscally responsible and not racking up service charges paying off our cruises. They cost enough as it is. Gloria


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