Paying for a cruise.

Are you the type that books a cruise early, and pays it off before you go ?

or do you charge it to a credit card and pay it off when you get home?

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12 Answers

Book early and pay in full with no credit cards. I beleive in the old Lay a way plan.

I always pay for the cruise before , I use the card but pay it off when I get the statement

 

I like to pay it off (if I can!) right away. Those credit card fees can add up! But nice that the cruise lines give us options.

@GTVCRUISER I see you found the new "Add a Photo" feature. Hope you like it:)

I make monthly payments before I go - I like to come back with only memories and lots of pictures - not a bill. 

 

I pay with my MileagePlus Chase MasterCard, then pay the credit card bill in full when it comes. That way, I get lots of miles to use for the plane fare to the NEXT cruise!

I pay for the cruise with a credit card to get my RCCL or Costco brownie points.   I pay the bill off in full when it comes in.   I am old school that "If you can not pay it off in cash or when the bill comes in,   you can not afford it"  

I use my credit card to pay for the cruise and get points toward free hotel stays

We prepay the cruise and gratuities before we go. I there is an excursion we prepay that as well. The only bill we have after the cruise is what we spent on the ship itself, and we have a fund to pay that off, But we like long cruises so we have to save quite a bit for a 14+ day cruise.

I pay in full before the cruise using my Carnival Credit Card.  The reward points I earn have gotten us two free cruises already and have paid for numerous shore excursions.  If we can't afford the cruise, we don't take it.  Gloria

On a river cruise company I use, if I pay for the cruise a year in advance, I save 10%.  Each month closer to the cruise gains you 1% less.  I can't make that return in the bank, so I always pay it off as early as I can.  We booked a year in advance for our next river cruise thru France.  It also protects me from fuel surf charge.  Gloria 

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