DH comes back from picking up dinner. I walk in the kitchen, he looks at me and asks "what's wrong?" Oh nothing, except I forgot to get the trip insurance for the Sept cruise . I paid the deposit on Mar 8th; so yeah, we were past that typical initial 14-21 day window to get it for the pre-x condition waiver (and we need it). WTH! I was able to find a policy, so we're good.
What have you forgotten?