Money on card

How much money should I put on my key card when I board? This is my first cruise and I don't drink alcohol and it's a 4 day cruise on the Triumph.

11 Answers

We generally put $200 cash in our account. We don't drink or gamble, so we don't spend a lot onboard. DH and DD go to the arcade and DD and I enjoy specialty coffees. We do a little shopping onboard. Generally we have money left over.

It all depends on what you plan to do. If you haven't prepaid your gratuities, remember that those will be added to your account, typically the last day of the cruise. We prepay ours and that helps us keep up with what we spend.

Two hundred is a good ball park figure and if I were you, I would monitor it day to day if you only want to use cash.


I think I'm about to start some thread counts.

I live dangerously and put a CC on the account Surprised

Since you don't drink alcohol you will save yourself a lot of money. The cruise is short so that will save you money as well. $200.00 is a good limit to put on yourself.

I, too, just put a CC on my account. I did recently have a problem when my CC Co.unexpectedely canceled my card & issued me a new card & sent it to my home after there was a problem at Home Deport with hackers. Unfortunately, I couldn't access the new card since it happened during my cruise. Luckily my husband's CC was fine so we switched over to his CC. I did have another CC with me but I didn't wish to use that one to0 pay for the on board charges.

We just use a cc as well. We have our gratuities and and booked excursions prepaid so it is only our on board purchases that go against it. And at the end of the cruise we do not have to do anything except depart.

Another vote for credit card. We’ve had friends spend a long time in line at the Customer Service desk on the last night or last morning of the cruise trying to make an additional payment or get an unused balance refunded.

I've found that if I go to Guest Service as soon as I get up on the last morning, I am usually the only person there. I agree that the lines on the last night are horrendous--good point when considering options.

Another vote for credit card for "guaranteeing" cruise but I also put cash on my card or give myself on board credits before cruising ... Aside from reviewing my statement, I don't want to deal with a bill at the end of the cruise.

I like to have drinks and prepay my accout 400.00 dollars plus I keep an extra 400 in the safe for tips and spending in port. I usually spend after Ive paid everything in advance an extra 600. If you dont drink there is really no need to put more than a few hundred. The only other places to spend cash is the casino or shops on board.


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