Getting Cash on a Cruise

Be aware that the ATM machines on the Princess line only disburse 50 dollar bills and fees on-board and certainly on land are high! Plan accordingly not to use an ATM.

11 Answers

Made this mistake on Carnival once.

Even the cash machine has a house vig.

I have heard but not tried the using the casino method. So you go to the casino and purchase some chips which you immediately cash out. Not sure how well that works but if it does it avoids the ATM fees.

There might still be a charge, if it's even permissible.

Best bet....go to a bank while on an island. There will be a charge, but it will be nominal.

I used an onboard ATM once. No more. Too costly.

I used an ATM in San Juan not far from the ship. Only cost 3 dollars and it was an American bank.

Sam Juan is considered "American" because it is a US commonwealth. That and the USVI (United States Virgin Islands - St. Croix, St. Thomas, & St. John) would be standard US banks. Other islands are not and fees will be higher as well as currency dispensed may not be US dollars.

Better to buy the chips and then wait a few hours to cash out -- not quite as obviousBig Smile

ATMs always charge a fee higher than a bank, so it's really a "convenience " fee I think.

Very true - same scenario if you use the slot machine to download cash. Wait before you get cash off your card.


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