I have a difficult time convincing my friends and family that cruising is affordable. For some reason they think my husband and I are wealthy because we cruise and travel a lot. I try to explain to them that they can book through the cruise line or a travel site ( for example) and pay a deposit which is sometimes $0-$99 then just pay over time up to a designated date. They thought that we just cashed out for the entire trip at once.....I'm curious to know how do you guys feed your cruise addictions? Do you save? Do you look for pay deposit only deals like I do? Do you just cash out because you are a baller? lol I would love to cruise at least twice a year instead of once.

22 Answers

Our first cruise we paid the deposit when booking and then had to pay the rest within a week as we booked 60 days out. After that we purchased future cruise certificates while on the ship and used them for the deposit for the next booking which the last few has been ust over a year out. We then have an account that we move money into as available and then when the deadline approaches for final payment we pay off the cruise and usually pre-pay the gratuities as well. Then we start booking our excursions. Usually a month before the cruise we have everything paid. All we have to do is show up and bring spending money.

My next cruise is oct 2017 but has to be paid by Aug 2017.....we usually pay early so that we only have to show up with spending money too

I like to cruise in June or July. I start looking in February and if I find a balcony I want and the trip I want. I pay half down then a few big chunks till its paid. Then I start adding cash to my account ahead of time and I book my hotel and pay for that as well.

I went through a TA this time and we did a deposit for the booking, then they took the remaining balance in July. It went on the CC so as long as I had the balance, I was fine... It was the process of paying my CC off is the tough part... Slowly but surely.

We include cruising in our annual budget. Whatever the deposit is, we have it accounted for. When the final payment comes due, we have that put aside as well.

Most of the time I book 90 days or less out so full payment is due. I book most of my cruises through I feel that if I can't pay for it in cash, then I can not afford it (yes I'm one of those that pays off credit cards off each month).

I have to save. I will also put aside some of my income tax return to help. A few times I've put on my credit card. Whatever it takes.

Because we have to fly to any ports to cruise, we have to save and plan carefully.

We have a savings account for cruising so it can be managed.

We have done last minute, pay in full cruises and also booked more than a year out ones. We have a travel budget, but when the need to get on a ship coincides with a great bargain, we sometimes go over it. We have often gone a year without cruising and then we have 28 sea days in a four month period. We look for a special deals on cruises and airfare. Usually we book and pay it off in increments. We have also started with saving in small payments to ourselves (cruise fund) and then booked our cruise. When spread out over time a cruise really isn't that expensive.

Cruise by any means necessary...I agree Happy


* is not a booking agent or travel agency, and does not charge any service fees to users of our site. Our partners (travel agencies and cruise lines) provide prices, which we list for our users' convenience. does not guarantee any specific rates or prices. While prices are updated daily, please check with the booking site for the exact amount. is not responsible for content on external web sites.

Back to Top