Planning a Cruise for 2021? Consider These Travel Cards for Booking

Consider these cards when planning your next cruise. - Photo by Royal Caribbean has partnered with CardRatings for our coverage of credit card products. and CardRatings may receive a commission from card issuers.
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Dreaming about your next vacation? We are too! With the numerous flexible travel policies and great price deals being offered by cruise lines, right now is the perfect time to begin organizing and planning your next dream cruise. 

As you search for great offers, we’ve got the low down on the best credit cards that will give you the most rewards on travel. These cards offer perks like travel-specific discounts, dedicated concierge booking services, and even cashback rewards.

Many cruise lines offer their own credit cards which provide benefits like discounts on excursions, onboard purchases, and loyalty points to be redeemed on cruises. Although these may seem like great benefits for those loyal to certain lines, you may find that the rewards offered through these cards are relatively small compared to the offers provided by general travel cards. Our recommendation is to first consider travel-focused cards that offer flexibility on rewards.

We’ve shared our top picks for credit cards offering travel rewards - read more to discover which may be the best option for you for booking your next cruise. 

Chase Sapphire Reserve Card

The Chase Sapphire Reserve card allows cardholders to earn 3X points on travel (including cruises) immediately after earning $300 in travel credit. Users earn 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That's $750 that goes back to you to be used towards your next sailing when you redeem through Chase Ultimate Rewards.

Chase Sapphire Reserve

Get 50,000 bonus points for travel after spending $4,000 on purchases.

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MasterCard(R) Titanium Card(TM)

The premium MasterCard(R) Titanium Card(TM) travel card allows for ultimate rewards on luxury travel. Cardholders receive Exclusive Luxury Card Travel® benefits and a 24/7 Luxury Card Concierge® service. The card is perfect for those looking for assistance in booking their next cruise along with receiving high-end perks. The Titanium Card has a 1% value for all cash back redemptions. An annual fee of $195 applies to this card. 

MasterCard(R) Titanium Card(TM)

Enjoy a 24/7 Luxury Card Concierge®. 

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Chase Freedom Unlimited 

We love the money-back incentives that this card offers which you can use to book your next trip. Cardholders of the Chase Freedom Unlimited earn 5% cash back on grocery store purchases (excluding Target and WalMart grocery purchases) on up to $12,000 spent in the first year, and unlimited 1.5% cashback on all other purchases. Users also receive a $200 bonus after spending $500 on purchases within the first three months of opening an account. 

Chase Freedom Unlimited 

Get a $200 Bonus After Spending $500

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Mastercard® Gold Card™

The Mastercard® Gold Card™ offers a variety of luxury travel rewards that can be used for cruise bookings. This card offers a 2% value for cash back redemptions. Users receive one point for every dollar spent. For travelers planning on flying to the port to get to their next cruise, the card offers 2% value for airfare redemptions, up to $200 annual airline credit, and $100 Global Entry application fee credit. An annual rate of $995 applies for this card. 

Mastercard® Gold Card™

Receive 2% Value for Cash Back Statement Credit Redemptions

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